MindCap

MindCap’s mission is to democratize access to university by providing low-cost and sustainable loans to students at interest rates that are reflective of their future earning potential. The USP behind MindCap is our innovative underwriting technology, powered by a proprietary machine learning algorithm, which utilizes data from over 300,000 students across 10 years to identify the most accurate estimate of a student’s future ability to repay.

MindCap is  driven by fairness and merit: that is why, MindCap not only provide students with the most competitive rate once their application is approved, but its technology also dynamically lowers the interest rate paid by students upon the achievement of certain milestones such as graduation, employment or academic attainment. MindCap strives to destroy barriers to access education because we believe the only capital that should sit between a student and getting a degree is the mind.